Isaiah Mutombo, a PhD Candidate, has obtained a Master’s degree in Urban and Regional Planning, as well as two Bachelors of Commerce Honours in economics from the University of KwaZulu-Natal and the University of Kinshasa. He is a consultant and an independent specialist with a wealth of experience in Economics, Development, and Urban Planning. His extensive background in economics, development, and planning equips him to make valuable contributions to housing finance and its development, supported by robust quantitative and qualitative research skills. Isaiah also has a strong interest in conducting research on transportation energy and economics.